I've seen myself comfort-shopping sometimes, and I probably learned it from my mom, but it's a habit I'm trying to break, and I think if I sit down and focus on my own finances like I do hers, I should be golden. I think probably the easiest way to budget EVERYTHING in is to just give myself an allowance, say $100/week, that covers food, gas, and entertainment. That way I can go blow it all on one thing if I want, but I don't have the rest of my checking account as a safety net later in the week. Hopefully this will make me a little leerier about buying random things. I've already started the "do I REALLY need this??" self-interrogation while at Target, and I barely go to the mall (aside from it being full of useless junk, it's full of useless people, too. blech)
Lowe's though, that's a tough one for me, and whenever I'm shopping for groceries at Wal-Mart, non-grocery items seem to make their way into the cart. Usually it's stuff for around the house, but I bet I could cut those back a little with no ill effect.

Still working on the whole net-worth thing.... I wish I was better at Excel, or at least that it made prettier graphs and charts.

In other news, I have about $50 available until Thursday. Can't wait for payday!