WHOA, FLOOD!! Thank the heavens that it stopped raining and has dried up a bit here, no more flooding around town, although it has yet to return to normal flood heights.

That definitely got me thinking about having more emergency money around. I have some friends staying with me right now who got flooded out, and don't know when they'll be able to return home. Luckily they're on the second floor so their stuff will be ok, but who knows if they can stay there or if there will be mold and other icky, hazardous problems.

At any rate, if I were unable to get necessary items out of my house before something happened to it, I'd have to pay for those things. Now add on any deductibles I might need to pay to repair the house, as well as food while I'm unable to cook mine.... eek, I'm out of money!

So the long and short is that I think I should have more money saved up. I was considering upping my Roth 401k contribution to 11% (from 3% right now, in addition to the 11% that's being put in now to a regular 401k), which would leave me about 90/week for eating out, gas, and entertainment, which should be plenty. I'm thinking it might be better for me to instead limit myself (nay, empower myself - can't make it seem negative to save money!) to those $90 and then make sure the rest goes to the emergency fund. I know people say you should have 3-6 months' worth, but unless my boyfriend were to die, I lose my credit cards, and am unable to work all at the same time, I think I'll be ok with about 2 months worth. At that point, I'll up the Roth, while still slowly adding to the emergofund slowly.

Since it's important to have goals to work toward, I'm making a promise to post a visual representation of this emergency fund within one week. One! :)